An online credit card application is a process through which an individual can apply for a credit card by filling out an electronic form on a website or mobile app. This method allows applicants to submit their personal and financial information, including their income, employment status, and credit history, directly to the bank or issuer offering the credit card. The application is then reviewed by the issuer, who will make a decision about whether or not to approve the individual for a credit card based on their submitted information. If approved, the applicant may receive a physical credit card in the mail, as well as online access to manage their account and make purchases.